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Can I Write Off Credit Card Debt Before April 6th 2007?

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Write Off Your Credit Card Debts

Write Off Your Credit Card Debts and Loans Taken Out Before April 6 2007

We can write off your credit card debts by using the proper procedures of the law as we do every month for lots of people. In fact we can write off your credit card debts (or any loan agreement, for that matter). Our legal team will obtain and check your credit card contract or loan agreement. Then, if certain things are lacking in this agreement, or if the lenders (or the current owners of the debt, if the account has become delinquent) cannot produce a 'fair copy' of the original documentation then the debt will be deemed unenforceable and may be written off.

This applies to any of the following types of credit agreement (not just credit cards):

Credit Card
Secured and Unsecured Loan
Store Card
Car Loans/Finance (up to £25,000 each)

Minimum criteria:

1 You must intend to write off any UK credit card debt or UK loan debt
2 Resident of England, Wales, Scotland or Northern Ireland (or living abroad with a UK card or loan)
3 Have unsecured debts of over £2,000
4 Have at least one credit card or loan
5 The Credit Card or loan taken out before 6th April 2007

If you qualify in terms of all the above, and if you really want to write off your credit card debt and/or other debts, then apply in confidence by using the following:

Start an unenforceable credit agreement application here

All correspondence is confidential.

We are registered under the Data Protection Act. Reg. No. Z1620707

 

 

Write Off Your Credit Card Debts: How does it work?

The Consumer Credit Act of 1974 allows borrowers to challenge unfair credit agreements. Credit Agreements up to £25,000 and issued before 6th April 2007 must comply with the terms of the Act. Most UK banks and lenders have not followed their legal obligations under the Act over the years. This means that your credit agreements may be legally unenforceable. Recently, a high percentage of those agreements that have been challenged have been found to be unfair and unenforceable. The result is that you can write off credit card debt as it cannot be collected.

Our Debt Write Off Pack contains all the information and documents you need. If you want to write off your credit card debt and/or other debts, apply now for a no-obligation assessment by entering your details in the boxes above.

 

 


 

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